A general thing I hadn’t noticed about debts until lately:
Those incentives may dominate with expectations of one-shot debt satisfaction. In others ...
A debtee may look after a multi-debtor, expecting the debtor to be a source of future valuable debts.
A debtor may be incentivized for a multi-debtee to disapear, expecting the debtee to be an example to others of exploitating the debtor.
Especially when it gets away from money, I suspect the incentive counting for debts gets as complex as can be.
Those incentives may dominate with expectations of one-shot debt satisfaction. In others ...
A debtee may look after a multi-debtor, expecting the debtor to be a source of future valuable debts.
A debtor may be incentivized for a multi-debtee to disapear, expecting the debtee to be an example to others of exploitating the debtor.
Especially when it gets away from money, I suspect the incentive counting for debts gets as complex as can be.